Draft for review. Not the live Somerset site.

Independent insurance and risk counsel, without a product to sell.

Somerset advises Corporate Canada, public entities, lending institutions, law firms, insurers, brokers and Lloyd’s underwriters on an entirely independent basis.

PrincipalMississauga, ON

NameStephen J. White, FCII, CIP
PracticeFounded 1998
Experience40+ years in underwriting, broking and consulting
LanguagesEnglish and French

Schedule of services

Six areas of practice

Item 1

Insurance & Risk Consulting

Coverage reviews, risk identification, broker reviews and cost strategy, on an as-needed basis.

Item 2

Insurance RFP Management

The full RFP process for municipalities and public entities, from preparation to award recommendation.

Item 3

Alternate Risk Financing

Captives, spread-loss and loss-stabilization funding when conventional insurance falls short.

Item 4

Expert Witness

Coverage analysis, industry-practice opinion, reports and trial attendance, in both official languages.

Item 5

Audit Services

Financial, underwriting, claims and compliance audits for insurers and Lloyd’s coverholders.

Item 6

Technical Education

RIBO-accredited courses for brokers and professional bodies, delivered at a location of your choice.

Who Somerset serves

Specialist knowledge, applied independently

Organizations

Corporate Canada and businesses with risk management departments that need an outside specialist for special projects.

Public entities

Municipalities and government bodies running insurance RFPs and reviewing their programs.

Legal practices

Law firms needing coverage analysis, industry-practice opinion and expert testimony.

Insurers & Lloyd’s

Insurance companies, brokers and Lloyd’s underwriters needing audits and independent review.

Have a coverage, risk or claims question?

Describe the matter in a few lines. Stephen will reply personally to discuss scope and whether Somerset is the right fit.